TERMS & CONDITIONS

Last Updated: July 17, 2023
Effective Date: September 30, 2019

IMPORTANT NOTICE

PLEASE READ THESE TERMS CAREFULLY. BY ACCESSING OR USING THIS SITE, COMPLETING AN APPLICATION, OR OTHERWISE AGREEING TO THESE TERMS, YOU UNDERSTAND AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS, AND RECOGNIZE THAT YOU MAY BE WAIVING CERTAIN RIGHTS.

BY SUBMITTING AN APPLICATION ON OUR SITE, YOU AGREE THAT DEALERS MAY PULL YOUR CONSUMER CREDIT REPORT.

THIS AGREEMENT CONTAINS A BINDING ARBITRATION AGREEMENT WHICH LIMITS YOUR RIGHTS TO BRING AN ACTION IN COURT, BRING A CLASS ACTION, AND HAVE DISPUTES DECIDED BY A JUDGE OR JURY, AS WELL AS PROVISIONS THAT LIMIT OUR LIABILITY TO YOU.

WHO ARE WE?

Our web sites and all pages thereof, including the web site and other online services, software, or applications through which you accessed these Terms and Conditions (collectively, the “Sites,” and each a “Site”) are each operated by 727askfred and/or one or more of its affiliates and/or agents (“727ASKFRED,” “we,” “us,” or “our”).

727ASKFRED reserves the right to alter, update, add to, and/or revise these Terms at any time. Any changes will be effective immediately upon posting.

TABLE OF CONTENTS

  • Use of the Site
  • Intellectual Property
  • Submissions
  • Your Conduct
  • Limitation of Liability and Indemnity
  • Confidentiality and Privacy Issues
  • Referred Businesses and Linked Sites
  • Consent to Communications
  • Car Dealer Information
  • Disputes, Arbitration and Class Action Waiver
  • Jurisdiction Specific Terms
  • Termination
  • Important Legal Terms
  • Contact Us

1. USE OF THE SITE

Your access to and use of this Site is subject to all applicable laws and regulations.

2. INTELLECTUAL PROPERTY

All trade names, trademarks, logos, service marks, designs, text, graphics, code, software, images, audio, video, and other content are owned or licensed by 727ASKFRED and protected by law.

3. SUBMISSIONS

All communications or materials transmitted become the property of 727ASKFRED and are non-confidential.

4. YOUR CONDUCT

You agree not to engage in unlawful, harmful, or disruptive behavior when using the Site.

5. LIMITATION OF LIABILITY; WARRANTY; AND INDEMNITY

Your use of the Site is at your own risk. Content is provided “as is” without warranties.

6. CONFIDENTIALITY AND PRIVACY ISSUES; CHILDREN

Personal information is handled according to our Privacy Policy. The Site is not intended for children.

7. REFERRED BUSINESSES; LINKED SITES; NO THIRD PARTY RIGHTS

Referred businesses and linked sites operate independently and under their own terms.

8. CONSENT TO COMMUNICATIONS

You consent to receive communications electronically by providing contact information.

9. CAR DEALER INFORMATION

727ASKFRED does not sell vehicles and is not responsible for dealer transactions.

10. DISPUTES, ARBITRATION AND CLASS ACTION WAIVER

Disputes are resolved through binding arbitration or small claims court as outlined.

11. JURISDICTION SPECIFIC TERMS

Additional terms apply based on jurisdiction, including U.S. and Canadian residents.

12. TERMINATION

These Terms remain effective until terminated. Certain provisions survive termination.

13. IMPORTANT LEGAL TERMS

Assignment, severability, and related legal provisions are defined here.

14. CONTACT US

For questions regarding these Terms, please contact us using the information on the Site.